01. Deposit Products

• Blue Account (Regular Savings Account)
  • Minimum initial deposit and maintaining balance of Php 100.00
  • Earns a basic interest of 0.75% p.a. computed monthly based on an ADB of P500.00
  
  
• Orange Account (Special Savings Account)
  • A savings account designed for depositors with higher savings power.
  • A minimum initial deposit and maintaining balance of 5,000.00
  • Earns a basic interest of 1% p.a. computed monthly based on ADB of Php 5,000.00
  
  
• Little Rainbow Account (Kiddie Saver’s Club)
  • Only for kids ages 7 – 12 years old
  • Minimum initial deposit and maintaining balance of Php 100.00
  • Earns a basic interest of 0.75% p.a. computed monthly
  
  
• Gold – Five Account (5-year lock-in and tax free Deposit)
  • This type of deposit is designed for individuals or business entities that want to take advantage of the tax-free incentive for deposit placement of five (5) years and over.
  
  
• Gold Account (Time Deposit)
  • This type of deposit usually comes from depositors who wish to get a higher return on their deposits.
  
  
• Yellow Savings Account
  • Salary deduction intended for savings
  • Minimum initial deposit and maintaining balance of Php 100.00
  • Earns a basic interest of 0.25% p.a. computed monthly based on an ADB of P500.00
  
  
• Ultra Violet Account (Checking Account)
  • Minimum initial deposit and maintaining balance required at anytime during the month:
  Individual Account: Php 5,000.00
  Corporate Account: Php10,000.00
  
  

02. Loan Products

• Agri Loan
• Credit Surety Fund
• Tulong sa Barangay Officials (TUBO) Facility
  
• Group Accounts Program (GAP) – Salary loans through payroll deduction (under MOA)
  
• Automatic Payroll Deduction System (APDS) for Teachers (High School and Elementary)
  
• Real Estate Mortgage (REM)
  
• Gintong Puhunan (MicroFinancing)
  
• SSS/PVAO Pensioners loan
  
• Chattel Mortgage
  
• Developmental Loans
  
• Trade Receivables Purchase Line
  
• Cellphone/Computer Financing
  
• SME Loans (Small and Medium Enterprise Loans)
  
• OFW Loans
  

Loan Requirements

For Salaried Employees/Teachers
• Original copy of Appointment
• Original copy of Service Record
• Original copy of payroll for the last three (3) months (Payslips for teachers under IBM)
• Two latest 2x2 pictures
• Original copy of valid ID (Borrower and Co-makers)
• Original copy of current residence certificate (Borrower and Co-makers)
• Latest Income Tax Return
• Statement of Assets and Liabilities

For Real Estate Mortgage
• TCT free from liens and encumbrances
• Tax declaration of lot and building (if any)
• Realty tax receipt for current year
• Certification of realty tax payment for current and previous year
• Location plan with vicinity map
• Pictures of the building or improvements
• Statement of Assets and Liabilities
• Other documents as may be required by the bank

For Chattel Mortgage
• Certification or registration of motor vehicle
• Current official receipt of the registration of motor vehicle
• Picture of the motor vehicle
• Stencil of motor and chassis numbers
• Statement of Assets and Liabilities
• Other documents as may be required by the bank

03. Other Services